Business Admin & Taxes

Tax obligations, business registration, insurance requirements, and administrative guides by country for service contractors.

Ireland

Payment Claim Notices: The Five-Day Step That Starts the 21-Day Clock

Subcontractor in hi-vis reads paperwork at the open door of a van on a new-build estate

The Construction Contracts Act gives a subcontractor on any job over €10,000 a statutory payment cycle, a 21-day response deadline, a right to suspend and a 28-day adjudication. All of it starts with a payment claim notice delivered within five days of the payment claim date. Which jobs the Act covers, what the notice must say, what the Schedule gives you when the contract is silent, and what to do on day 22.

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October 21, 2026

Australia

Workers Compensation Australia: Who Counts as Your Worker in NSW and Victoria

Contractor talks with a younger tradesman holding a toolbox beside a ute on a new house site

Australia has eight state and territory workers compensation schemes. Here's which one covers your staff, when a subcontractor counts as your worker and what the premium is calculated on, with the detail from NSW and Victoria.

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October 20, 2026

Canada

T5018 Slips: Which Subcontractor Payments Canada Wants Reported

Contractor in a flannel shirt reviews subcontractor invoices while a foreman in a hard hat points at one

If more than half your business income comes from construction, the CRA wants a T5018 slip for each Canadian-resident subcontractor paid more than $500 for construction services. Who files, what goes on a slip, the reporting-period choice, the six-month deadline, electronic filing and the penalties.

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October 20, 2026

Reporting Time Pay When Weather Sends Your Crew Home

Foreman in a rain jacket checks his phone beside a pickup while three crew members wait in the shop doorway

Federal law has no show-up pay, but waiting at the yard and the drive to a rained-out site are working time, a salaried foreman keeps his full week, and seven jurisdictions guarantee reporting time pay. What a weather day costs, state by state, and how to make the 6 a.m. call.

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October 19, 2026

What Does a First Employee Really Cost a UK Tradesperson?

Builder in a brown work jacket handing a bag of plaster to a young labourer in an orange hi-vis vest beside a white van on a wet street of red-brick terraced houses

A full-time labourer on the National Living Wage costs a UK trade business about £27,000 in 2026/27 before insurance. The wage, employer National Insurance after the Employment Allowance, pension, sick pay and what they need to bring in each day.

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October 19, 2026

Adding a Card Fee to Your Invoice: Where Surcharges Are Legal

Plumber in a grey work jacket hands a card payment terminal to a smiling homeowner on her front porch

A credit card surcharge is legal in most states, but only on credit cards, up to 3% or your real cost, after 30 days' notice and with the fee disclosed up front. The states that ban or cap it, New York's total-price rule, and the cash discount alternative.

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October 16, 2026

Putting Your Kids on Payroll: The Tax Break and Its Limits

Contractor leans over his teenage son at a shop office desk as the son enters timesheets on a laptop

Hiring your children can take a teenager's wages out of Social Security, Medicare and income tax, but only in the right business structure. Which setups qualify, what it saves, the records the Tax Court expects, and the jobs a parent's own child still cannot do.

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October 16, 2026

Canada

Winter Layoffs in Ontario: The 13-Week Rule and the ROE

Landscaping crew in work jackets and toques talks beside mowers and a pickup with trailer in a snow-dusted equipment yard

A November-to-April layoff runs past Ontario's limit of 13 weeks in 20 unless benefits continue or a recall is agreed. Who the rule covers, what keeps a winter layoff temporary, and the ROE, vacation pay and recall steps that go with it.

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October 15, 2026

New Zealand

KiwiSaver Employer Contributions at 3.5%: What a Tradie Employer Now Pays

Builder in a hi-vis vest goes over a payslip with a teenage apprentice at a ute on a house site

KiwiSaver employer contributions rose to 3.5% on 1 April 2026 and now apply to members aged 16 and 17. What that costs a trade employer, worked through for a tradesperson and an apprentice, plus the stay-at-3% request, ESCT and the 4% step in 2028.

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October 14, 2026

Minimum Wage 2027: The States Raising Your Crew’s Pay in January

Landscaping company owner reviews figures on a clipboard beside a work truck while two crew members load a leaf blower onto a trailer

At least fifteen states raise their minimum wage on January 1, 2027, and Vermont has yet to publish its figure. The confirmed 2027 rates, the state still to announce, and how to carry the increase into crew pay, prices and service contract renewals.

SendWork Editorial Desk
October 13, 2026

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