A credit card surcharge is legal in most states, but only on credit cards, up to 3% or your real cost, after 30 days' notice and with the fee disclosed up front. The states that ban or cap it, New York's total-price rule, and the cash discount alternative.
Hiring your children can take a teenager's wages out of Social Security, Medicare and income tax, but only in the right business structure. Which setups qualify, what it saves, the records the Tax Court expects, and the jobs a parent's own child still cannot do.
Since November 2023, putting an unfair term in your standard quote terms is itself a breach, and the ACCC has named cancellation clauses and automatic renewals as priorities. Seven clauses tradies use, how a court tests them, and what to rewrite.
A November-to-April layoff runs past Ontario's limit of 13 weeks in 20 unless benefits continue or a recall is agreed. Who the rule covers, what keeps a winter layoff temporary, and the ROE, vacation pay and recall steps that go with it.
In any building put up or refurbished before 2000, the law expects you to know whether asbestos is present before you disturb anything. Who holds the asbestos register, when a refurbishment survey is needed, and which work needs a licence.
KiwiSaver employer contributions rose to 3.5% on 1 April 2026 and now apply to members aged 16 and 17. What that costs a trade employer, worked through for a tradesperson and an apprentice, plus the stay-at-3% request, ESCT and the 4% step in 2028.
OSHA's 2024 hazard communication update mostly lands on chemical suppliers. What cleaning, pest control and painting employers must update by November 20, 2026 or May 19, 2028, and why the spray bottle filled each morning needs its own label.
State averages put electricians at about $95 to $105 an hour. Here's what those figures leave out, from GST and service fees to the award cost of a Sunday call-out.
At least thirteen states raise their minimum wage on January 1, 2027, and more publish their figure this fall. The confirmed 2027 rates, the states still to announce, and how to carry the increase into crew pay, prices and service contract renewals.
A €14.94 minimum wage, a €600 employer PRSI threshold, bigger tax credits and diesel rising from February. What Budget 2027 changes on a small Irish trade business's payroll, tax and van costs, with a worked example for one helper.
