Business admin guides for US contractors: IRS 1099 compliance, LLC vs sole proprietor structure, state-by-state insurance mandates, quarterly tax filing, and W-9 management.
Every Marketplace bronze plan now works with an HSA. For a self-employed contractor buying 2027 coverage, here is how a bronze plan with a $4,500 HSA compares with silver, where the 400% subsidy cliff sits, and how both deductions work.
The first-half H-2B cap for 2027 is full, so spring crews need an April 1 start. The prevailing wage request should go in by November 2, the filing window runs January 1 to 16, and the January lottery decides who gets reviewed first. The countdown, step by step.
When a homeowner stops paying, small claims court is sized for the invoice, but the state limit, who may appear for your company, the licensing bar on unlicensed work and collecting the judgment all decide whether it is worth filing. State limits, the filing steps and what happens after you win.
Section 179 and 100% bonus depreciation both turn on one test: the asset has to be ready and available for use by December 31. Ordering it is not the same thing — and the cargo bed decides the cap.
Federal law has no show-up pay, but waiting at the yard and the drive to a rained-out site are working time, a salaried foreman keeps his full week, and seven jurisdictions guarantee reporting time pay. What a weather day costs, state by state, and how to make the 6 a.m. call.
A credit card surcharge is legal in most states, but only on credit cards, up to 3% or your real cost, after 30 days' notice and with the fee disclosed up front. The states that ban or cap it, New York's total-price rule, and the cash discount alternative.
Hiring your children can take a teenager's wages out of Social Security, Medicare and income tax, but only in the right business structure. Which setups qualify, what it saves, the records the Tax Court expects, and the jobs a parent's own child still cannot do.
At least fifteen states raise their minimum wage on January 1, 2027, and Vermont has yet to publish its figure. The confirmed 2027 rates, the state still to announce, and how to carry the increase into crew pay, prices and service contract renewals.
A company truck that goes home at night is taxable pay unless the vehicle itself qualifies as non-personal use. Which vans and pickups qualify, the $3-a-day commuting rule, and what goes on the W-2.
For 2026 W-2s, qualified overtime goes in box 12 under code TT — and it is the half, not the whole. Here is what to check in payroll before the last run of the year.
