Business admin guides for US contractors: IRS 1099 compliance, LLC vs sole proprietor structure, state-by-state insurance mandates, quarterly tax filing, and W-9 management.
Unbilled extras are not lost at the invoice. They are lost in the four seconds before you say sure. The four things a change order has to carry, three ways to price one, the text message that works from the driveway, and why a commercial directive is a different instrument entirely.
The 25C heat pump tax credit and the 25D solar credit ended for work installed after December 31, 2025. What that means for a deposit paid last year, for the customer still filing a 2025 return, for the rebates that may remain, and for the lines to change in your quotes.
Whether sales tax belongs on a construction invoice depends on whether the job makes you a consumer of the materials or a retailer of them — and New York, Texas and Washington answer that three different ways. Here is the test, the trap in how you write the contract, and what to check before you price work in a new state.
A small employer can reimburse each employee’s own health insurance tax-free, up to $6,450 or $13,100 a year in 2026, with no group plan behind it. The catch is a written notice due 90 days before the year starts, which for a 1 January 2027 start was 3 October, though a late notice costs a penalty, not the arrangement. Who can use a QSEHRA, what the crew loses in tax credits, and the no-cap alternative.
For seventy-two years the line was $600. For work you paid for in 2026 it is $2,000 — here is which subcontractors still need a form in January, and the records that decide it.
No one sets up a retirement account for a self-employed contractor. Here is how the SEP-IRA, Solo 401(k), and SIMPLE compare in 2026 — and which one fits your business.
Hiring your first employee costs far more than the wage. Here is the real number US contractors face, plus the paperwork you cannot skip.
A simple bookkeeping system for US contractors that tracks income, expenses, and receipts and makes tax season painless.
Why a personal policy won't cover your work truck, what commercial auto insurance you actually need, and what drives the price.
The contractor tax deductions US operators can legally claim, plus the records that keep every write-off audit-proof.
